Much has been happening at chez moi...I've been on the Internet viewing a few properties, on the phone making appointments with contractors, and busily having choir rehearsals. I also saw a long-time friend from my college days who now lives in London. It was wonderful to see and catch up with him in person.You can visit his blog here.
From preliminary research, some work would still need to be done in a newer abode and the current one won't fetch much. I'll be lucky to get what I paid for it. This is largely due to the fact that the property has been de-valued due to a previous sinkhole problem and because the real estate market here is still weak. I am on a tight budget and as someone effectively retired, I do not want a mortgage hanging over my head. In my favour, I do have excellent credit.
All that said, I am trying to determine whether it is do-able to modify my present flat or keep looking for a newer home. I did speak with an area agency regarding grant funding but they had several people wait listed and their limited funding has already been spent.
I do have photos for several posts in Iphoto if I can figure out how to transfer them to my desk top, I can post them. At this moment, I wishing I had replaced the old windows in this flat as I can unfortunately here a conversation taking place outside, and yes, all of my windows are closed.
Until Next Time...
7 comments:
Know what you mean. The wife and I looked when the market tanked here. We are debt free both have great credit but we'd be well into our 80's if we took on a mortgage and this house though in great shape wouldn't fetch half what we paid for it. That and now with the state government coming to take a bite from my pension and I think the Federal gov't getting ready to do the same..*sigh* we'll just stay here because ghetto or not it is home.
It is hard to having to listen to neighbors party and yell even with the windows shut. That is one habit I wish people would unlearn, just because you can be loud doesn't mean you have to be.
And so infuriating that if the banks hadn't fueled a housing bubble moving house would be so much easier in financial terms.
We were half annoyed, half amused when trying to open a dollar account with an offshore bank to learn that the bank did not like our credit record.
We had borrowed nothing for over thirty years!
I'm more than happy to have belonged to a credit union with solid ratings for most of my adult life. I avoid banks and their foolishness as I can. I once worked for a bank and found the job dismal, particularly as credit is used to ensure more spending and financial enslavement.
I agree about the neighbours and loudness; I hate feeling trapped in this place, though, but I have considerations others do not. I really wish things were designed so that everyone, whether on wheels or legs, could use them.
Credit Union is the British Building society? They turned themselves into banks, mostly, to give their directors massive payouts...and bribed the members to agree with little cash handouts. How can people be so easily bought?
My credit union, though governed by directors, does not issue payouts to them, Nor does it charge per cheque fees or fees for the use of ATM or debit cards and one of the accounts they offer is tiered, meaning the more money one deposits, the greater the amount of interest accrued, which may be an incentive to save. Additionally, the credit card issued does not charge nearly the rates of other issuers. I use a debit card so that I do not have to deal with revolving balances and pay any creditor in full at month's end.
Unlike most people here, I use my library card more liberally than any credit card.
It was great to see you, e! :)
Are you hearing those same upstairs neighbors that were making noise when I was there?
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