In other news, I have a former neighbor whose partner died in my home on a visit three years ago. During our trip to the burial, money was lent for expenses and while most has been re-paid, nothing was put forward from December to August when I finally contacted the individual and asked to work out a payment plan for the remainder, which is under five hundred dollars.
I do not, as a general rule, lend money and was apparently unwise to have done so in this situation. We agreed on ten dollars per week, which considering his full time employment, is generous. The debt was accrued three years ago and no interest is attached.
Two checks have been sent, one of which has a "Stop Payment" attached to it. It came in a letter from my financial institution, along with a deduction from my account of a further $29 in fees. So, it has cost me almost three times the value of of the original check and at this point, I've sent an e-mail to this person asking about the stop payment and advising him of the additional charges. I've also spoken to his institution which will get a message to him.
The level of aggravation to me in dealing with this is simply stupid and at this juncture, I'm strongly tempted to tell this person that he has re-paid my original kindness to him with aggravation I don't need and that he can F----Off. I believe that he, for reasons I won't go into, is trying to force a level of contact with me that I do not want and I do not fully trust him. The death in my home caused trauma and has been hard to deal with but the long and short of it is that I think both individuals had issues and the one remaining will not see a grief counselor and has no ambition to change his economic circumstances despite increasing financial strain which he appears to create the bulk of himself.
Creating this stress for me has cost me money and has lost him any semblance of regard I may once have had for him. I don't know which of us is the bigger idiot, but I'm furious.
The e-mail sent to my former neighbor:
Since you had no courtesy to warn me about the stop payment for a ten dollar check and likely knew that I would be assessed fees for your stop payment and you obviously are not going to comply with our agreement, I am going to walk away from this and from you, permanently despite the financial loss to me.